Features smava - Super Günstiger Kredit
Find the best loans with the best conditions that suit you best: The smava app helps you to put together the best loan offer for your needs super fast, super easy and super transparent.
smava works with over 20 banks to get the most out of it for you.
✅ Save on average more than €2000 on your loan*
✅ Compare offers from over 20 banks
✅ Easier, safer and faster contract conclusion directly via mobile phone
✅ Always with a cheaper-it-is-not-guaranteeThe right loan for every occasion: It doesnt matter whether you want to renovate an apartment, want a new car or plan to reschedule your debt: Decide for yourself how you use your installment loan.
For example, anyone who renovates or modernizes their own four walls increases the value of their property.
A modernization loan, which is earmarked and often offers lower interest rates, is worthwhile for this.
Thanks to our smava loan specialists, cheap car financing or a loan with different repayment rates is possible even if the credit rating is poor.
Microcredits are not a problem either.Germanys first loan with immediate payment:With the Kredit2Day, smava offers the first fully digital instant loan in Germany.
The waiting time for financing is significantly reduced.
The loan with immediate approval is made possible by digital processing.
So that you can get your express loan, the smava app guides you through all the important online processes (e.g.
document upload and video identification).Determine cheap loans with the loan calculator:With attractive interest campaigns, smava is taking a stand against expensive overdraft facilities with high interest rates.
Thanks to our low interest rates, a cheap loan is possible with smava.
With the financing calculator you can easily calculate the amount of the monthly installments.
Thanks to the smava interest rate calculator, you can see at a glance how the net loan amount and term are mutually dependent.
Our loan calculator shows how high the costs for your financing can be.
It is worth comparing interest rates before applying for a loan.
You save money thanks to a careful interest rate comparison.Cheap-it-cant-guarantee:Only smava is guaranteed to undercut all installment loan offers from German banks.
You will receive a one-time payment from smava if the cheapest loan offer found by smava is not cheaper than a comparable loan offer from a bank - and you still take out your loan via smava.
This one-off payment means that smava loans are cheaper than the reference offers you have submitted.
The cheaper-it-not-guarantee can be used by all borrowers, regardless of their creditworthiness - provided there are suitable loans available on smava for the respective creditworthiness.
The guarantee applies to all loan amounts and terms available on smava.* Further information and the guarantee conditions: https://www.smava.de/kredit/guenstiger/* Save €2,000: https://www.smava.de/kredit/info/Duration: Minimum 6 months, maximum 120 monthsInterest Rates: Minimum -0.40% APR, Maximum 10.90% APRExample: 2/3 of all customers receive: net loan amount €20,000.00, 84 months term, 5.99% effective annual interest rate, 5.83% p.a.
fixed borrowing rate, 84 monthly Installments of €290.56 each, total amount €24,406.95, Solaris SE, Cuvrystr.
53, 10997 Berlin
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Personalization
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Available for Android 8.0 and above